Payment Options

Our goal at River Valley Dental is to make the process of receiving quality dental care as smooth as possible, from the time you enter our dental office to the conclusion of the payment process. We have several payment options to meet your budget and needs.


QUESTIONS? FOR IMMEDIATE ASSISTANCE PLEASE CALL ONE OF OUR FRIENDLY DENTAL CARE COORDINATORS AT (606) 564-4371!


 

Out of Pocket Payments

We accept cash, debit cards, and most major credit cards (VISA, MasterCard, Discover, American Express).

accepted-credit-cards-visa mastercard Amex and Discover

 

Patient Financing

We are pleased to offer financing through CareCredit® Healthcare Financing. CareCredit provides interest free* financing for your dental care. For more information about CareCredit or to apply, please click the image below.
* Subject to approval.

care-credit-apply-online

 

Patients Without Dental Insurance

At River Valley Dental, we believe that you – and your family – deserve exceptional and affordable dental care… Even if you do not have dental insurance. Too many families let the health of their teeth and gums take a back seat as a second tier priority. This can lead to even bigger health problems that can be very painful and expensive to address, and sometimes even fatal. That is why we are pleased to offer the River Valley Premier Care Plan as an affordable option for non-insured patients. Click here to learn more about the River Valley Premier Care Plan.

Click here to learn more about our River Valley Premier Care Plan for non-insured patients.

 

Patients With Dental Insurance

Traditional insurance is welcome and accepted at our practice. As a courtesy, we will gladly file all insurance claims on your behalf.

We are in-network with the following Dental PPO insurance plans:

 

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While we are in-network with most insurance companies, dental insurance generally does not cover all dental expenses. Dental insurance is designed to help reduce your out-of-pocket dental expenses and there will usually be some sort of out-of-pocket expense that you will be expected to pay at the time of service. Reimbursement levels are determined by your insurance provider and generally do not take into account up-to-date regional data in determining the reimbursement level. Additionally, there is no regulation regarding how insurance companies determine reimbursement and insurance companies are not required to disclose how they determine these levels. Insurance companies do not guarantee payment on claims and reserve the right to make payments based on their estimation of “Usual and Customary Rates.”

Being an in-network provider with your particular dental insurance company means that your treatment fees are based on a fee schedule that is generally lower than our standard rates. So, by going to an in-network dentist, you automatically receive a discount on your dental treatment.

In addition to being an in-network provider with your dental insurance company, we will also file your insurance claims, track your claims, follow-up on delayed claims, and help deal with insurance family plans. We want to help you maximize your benefits and will provide digital dental X-rays and a written diagnostic report should your insurance company have any questions about the services provided. We submit claims electronically, allowing for faster and more secure data transmission.

Please provide our staff with your insurance information when you call our office so that we can take over the hassle of dealing with the insurance companies. Also, make sure to bring your identification card and your insurance card to the office when you come in for your visit.


QUESTIONS? FOR IMMEDIATE ASSISTANCE PLEASE CALL ONE OF OUR FRIENDLY DENTAL CARE COORDINATORS AT (606) 564-4371!


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COVID-19 update:

Patients and friends, due to the government mandated shutdown declared in the state of Kentucky – hospitals performing elective surgeries as well as dental offices, we will be closed the majority of this week.

This week we will be open for EMERGENCIES ONLY (see our Facebook page for what defines a dental emergency, or call our office, check our website for updates) on Thursday Morning April 9th. We will require you to complete a questionnaire and speak with a team member or the doctor before we will be able to see you.

Dental emergencies if not addressed can become life threatening (untreated dental infection can lead to swelling, sepsis, and airway issues) so it is necessary to treat certain conditions at this time, which is why we are still offering limited emergency hours. We want to do our part to keep people out of the Emergency Room at this time. We thank our front line healthcare workers out battling this Virus in the hospital and want to help keep dental issues/infections out of the Emergency Room.

These hours will change on a week to week basis as this is a Novel situation that none of us have ever dealt with before. Continue to check Facebook for updates and please wait in the car if you do have to come in for an emergency dental treatment.

We want to assure our patients we are abiding to the highest level of sterilization protocol and following all CDC guidelines as well as the recommendations of the American Dental Association and the Kentucky Dental Association.

We want to comply with social distancing but are still available during the aforementioned hours to care for patients with URGENT AND EMERGENT DENTAL NEEDS. If you have a cleaning scheduled until April 10th, it is cancelled and will be re-scheduled when business hours go back to their customary times.

Thanks everyone, stay safe, stay home, wash your hands, and let us know if you need us.